Recent Mold Remediation Posts

Spring Mold Prevention

4/10/2020 (Permalink)

time to clean with white text If not handled properly, mold has a better chance to regrow, or even spread.

Springtime is in full swing, with flowers blossoming, birds singing, and temperatures getting a little warmer. This change in direction towards more pleasant weather drives us to open windows and let in the fresh air. While this may seem appealing, doing so can actually increase the chances of mold growing in your home. Mold can grow at any time during the year, but during the spring, warmer and more humid spring air enters the home, which creates the perfect conditions for mold growth when combined with moisture on any surface, including wood, carpet, and insulation among others. This spring, protect your home and those living in it by understanding effective preventative measures that you can take to stop mold from growing in your home.
First and foremost, it is crucial to keep air circulating throughout the home during the spring in order to reduce humidity and prevent mold growth. Fans can be incredibly helpful in maintaining air flow and dehumidifiers are effective in decreasing humidity levels within the home. Humidity levels in the home should not exceed 45%. Some areas of the home that are habitually cold and dark are particularly susceptible to mold growth, so it may be beneficial to pay close attention to these areas and do your best to bring in natural or artificial light in order to help prevent mold growth.
Rain showers and storms are prevalent during the springtime, which can lead to the growth of mold on areas surrounding windows and doors of your home. In order to prevent mold growth in these areas, be sure to frequently check surfaces surrounding doors and windows, including walls, floors, and windowsills. If moisture from rain or storms accumulates on these areas, it is important that they are dried quickly and thoroughly. Moisture can also accumulate in these areas due to condensation on windows and doors, which occurs frequently throughout the spring with differing temperatures indoors and outdoors. When met with humidity, mold can grow quickly in these areas.
If you see mold growing on a surface in your home, it is important to scrub the area diligently using detergent and water. Thoroughly drying the surface afterward is equally important, because if there is still moisture left in the area, you run the risk of mold growing on the surface once more. Usually, isolated and small-scale mold growth is manageable. However, larger-scale mold infestations can become overwhelming and require the assistance of professionals. Call SERVPRO’s mold remediation specialists to effectively inspect, assess, and remediate your home’s mold situation.

When Does Insurance Cover Mold Remediation?

2/15/2019 (Permalink)

Water Damage that goes unaddressed can lead to a much bigger and more costly situation!

When Insurance Will and Won’t Cover Mold Remediation

One of the unwelcome consequences of water damage, dampness or humidity is mold overgrowth. People who are sensitive to mold experience wide-ranging health problems including wheezing, nasal stuffiness, coughing, throat irritation, skin and eye irritation. Those who are allergic to mold can experience severe reactions. Mold can worsen the health condition of those who are immune-compromised or have chronic lung/respiratory illnesses. The costs of mold-related diseases are as high as $22.4 billion annually in the U.S. alone as per the Journal of Environmental and Public Health.

Mold is a fungus that occurs naturally and is not visible to the naked eye. Reproducing with the help of spores, mold can infiltrate buildings easily. Mold insurance is an absolute must for homeowners given the high cost of repair and maintenance of buildings that have been damaged by mold.

What does insurance cover mold remediation?

Homeowners insurance typically covers mold damage only when a "covered peril" causes it. The “covered perils” for which mold remediation is covered by insurance companies include:

  • Fire
  • Vandalism
  • Theft
  • Malicious mischief
  • Lightning
  • Damage due to vehicles
  • Falling objects
  • Weight of snow, ice, or sleet
  • Frozen pipes
  • Accidental water overflow from heating, plumbing, sprinkler systems, air conditioners, and household appliances

When does insurance not cover mold remediation?

Home insurance policies do not cover mold remediation if it resulted from preventable causes such as flood, water damage, or high humidity. Homeowners are expected to take preventive measures to avoid mold damage that includes professional cleaning, drying, and regular maintenance.

Standard homeowners’ policies will not provide mold remediation cover for “maintenance” problems such as repeated water leaks, continuous water seepage, humidity problems, and ongoing issues related to condensation, landscaping or drainage. Most homeowners’ policies also do not cover flood damage which is usually provided as a separate add-on.

Addressing water damage at it's onset with the help of professionals at SERVPRO of New Cumberland/Carlisle is the ideal way to prevent the costly expense of mold remediation.